Monica Nesspor has joined National Planning Company's Office of Supervisory Jurisdiction as a strategic business analyst.

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Jim Komoszewski has joined National Planning Company's Offices of Supervisory Jurisdiction as a strategic business consultant.

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Lori Friedman joins Ash Brokerage as managing director.

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Allianz Vision Variable Annuity

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When we moved into our St. Louis home several years ago there were 10 trees growing in the yard.

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Western & Southern Financial Group has hired Michael Piskule as vice president, wholesaler development.

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Don't make rash decisions.

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Although determined, Ron was unable to crack the $2M per year mark when he first joined CRP in 2002. Now, Ron is one of the most successful and accomplished advisors in the industry today, on track to finish 2008 with $25M in personal production! CRP would like to congratulate Ron for his amazing success, and ask him, in his own words... How did you get from where you were to where you are today? "Focus."

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Since the advent of NASD 05-50, several agents have asked me if they should become FINRA-registered representatives. If your goal is to work as a registered rep and broaden the number of financial arrows in your quiver, then my answer is yes. But if your goal is to sell only fixed annuities, then perhaps you should steer clear.

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I'm independent financial adviser, Aaron Freeman, and I'm here to tell you that Retiree Adviser Marketing (RAM) is amazing.

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An enhanced purchase payment interest rate, now 6 percent, is available for all new accounts and for add-on payments from existing clients for all new purchase payments.

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Michael and Joshua Blaker wrote more than $15 million last year! Michael is one of Anil Vazirani and Secured Financial Solutions leading advisors, and was the top advisor for Secured Financial Solutions in 2007.

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Tim Gelinas, CSA, has been a financial advisor for 10 years, 4½ of those years have been as president of Senior Financial Planning in Atlanta. Tim concentrates on the senior market, offering his clients annuities, life insurance, and LTC insurance. Annuities are his most popular product. And his numbers confirm this.

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What's the secret to 100% business growth each year, every year for four years in a row? Christopher K. Abts knows! He grew his business from $1.5M to over $12M in just four short years! CRP would like to congratulate him for being a top producer, for his record accomplishments, and for proving to others that it's possible.

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What I think is missing in this entire debate is that just because an individual is licensed to sell securities doesn't mean that they are automatically ethical and will not abuse seniors the exact same way that it seems some of the insurance agents do.

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A solid foundation leads to amazing results - at least it did for David Wilcox, a top producer and self-proclaimed "student of the industry." Crediting CRP as his foundation to success, David was able to utilize their systems and personalized support, along with his new-found industry know-how, to market his business and grow his $1.5M practice to $8M in three years!

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The annuities industry has been under increased scrutiny over recent years. After years of speculation, everything seemed to bubble to the surface with the "Dateline NBC" segment and the SEC 151A proposal, which would securitize annuities.

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Practice workflow describes how work gets done in your practice.

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Write your letter like you would an ad. Write down your objective and work from there.

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New York Life Select 5 Single-Premium

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Genworth's new guaranteed income annuity for managed accounts

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I cannot tell you what the stock market will do tomorrow.

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In challenging economic times, annuities may seem like an easy answer to many financial questions. Smart advisors understand which products work best, and when, and can see changes looming on the horizon.

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Lack of focus - Priorities are not clearly identified, communicated, and defined at all levels of the organization.

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Top advisors have one simple message that describes what makes them unique.

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